Class Action Says KP Recovery Solutions Violated FDCPA

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A class action out of New Jersey claims KP Recovery Solutions LLC sent debt collection letters to consumers in violation of the Fair Debt Collection Practices Act (FDCPA). The 15-page complaint outlines claims that the defendant sent collection letters that failed to provide FDCPA-mandated notices that could lead the unsophisticated consumer to be confused as to his or her rights. Specifically, the defendant’s statement that it would “assume that the debt is valid unless you dispute the same” could lead the unsophisticated consumer to believe the debt was already considered valid by the collector “unless and until the consumer disputes the debt.”