Class Action Says Alco Collections Violated FDCPA

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Alco Collections, Inc. is the defendant in a proposed class action out of New Jersey alleging the company unlawfully failed to include mandatory disclosures in a collection letter. Specifically, the case claims Alco Collections failed to inform the plaintiff that, in order for a debt collector to provide verification of a debt, the request to do so must be made by the debtor in writing within 30 days of receipt of the collection letter. The lawsuit also alleges the defendant violated the Fair Debt Collection Practices Act (FDCPA) by failing to inform the plaintiff that if she wanted the name and address of her original creditor, that request must also be made in writing within the 30-day window.