Class Action Filed Against Enhanced Recovery for Collection Letter

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Enhanced Recovery Company, LLC is the defendant in a lawsuit filed by a New York woman who claims the debt collector sent her a misleading collection letter in violation of the Fair Debt Collection Practices Act. According to the suit, the letter stated a “Current Account Balance” that could be misinterpreted. The complaint argues that the defendant failed to specify whether the balance included interest or whether interest would accrue if the plaintiff did not make a payment. “In this case,” the complaint continues, “the Current Account ‘Balance’ was increasing due to interest and other charges as per the creditor’s contract.” This fact, however, was not disclosed in the defendant’s collection letter, and the plaintiff was forced to guess the actual amount allegedly owed to the defendant, the suit says.