Class Action: Diversified Consultants Failed to Clearly Identify Creditor

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Diversified Consultants Inc. is on the receiving end of a proposed class action filed by a New York consumer who alleges the defendant sent him a collection letter that failed to clearly and explicitly identify his creditor in violation of the Fair Debt Collection Practices Act (FDCPA).

According to the lawsuit, the letter stated the creditor’s name as “Verizon.” The case argues this name was “not specific enough,” as there was no entity named “Verizon” registered with the New York Department of State’s Division of Corporations, and 91 entities registered with the Division begin their legal names with “Verizon.”

“The least sophisticated consumer would likely be confused as to which of the ninety-one (91) disparate entities registered in New York that begin their legal name with ‘Verizon’ is the creditor to whom the debt is owed,” the suit reads.