Central Credit Services Accused of Sending Illegal Collection Letter

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Central Credit Services LLC is the defendant in a proposed class action filed by a New York man who claims the debt collector failed to satisfy certain requirements of the Fair Debt Collection Practices Act (FDCPA) in a collection letter. According to the suit, the letter provided a “Current Balance” and detailed “post charge-off activity” from the plaintiff’s creditor that the defendant noted was “subject to timing and system limitations.” The suit alleges the defendant failed to adhere to the FDCPA’s requirement that it clearly communicate the amount of the plaintiff’s debt, and argues the letter lacked details that would allow the unsophisticated consumer to be able to determine his or her actual balance.