Cavalry Portfolio Services Wrapped in FDCPA Lawsuit

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A Wisconsin consumer alleges in a proposed class action that Cavalry Portfolio Services, LLC sent her a collection notice in which the company included language that overshadows that of the Fair Debt Collection Practices Act’s (FDCPA) validation notice requirements. The plaintiff claims she was confused upon being prompted in the notice to call the defendant should she feel she’s been treated unfairly. According to the lawsuit, complaints about unfair treatment are considered disputes under the FDCPA. To this end, the case argues the defendant failed to “clearly and unambiguously” inform the plaintiff that in order to invoke her rights to have all collection activities cease until verification is provided, she must request such in writing, not orally.