Capital Management Services Falsely Represented Debt as Accelerated, Consumer Claims

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Capital Management Services LP is facing a proposed class action filed by a Wisconsin consumer who alleges the debt collector falsely represented her account as accelerated.

According to the lawsuit, the defendant sent the plaintiff a collection notice in March 2018 concerning a debt incurred on a Barnes & Noble Booksellers credit card. The case claims that the letter listed the plaintiff’s entire balance of $2,410.14 as due when, in actuality, she could have brought her account to a current status by making a minimum payment of $658.54, as indicated in a previous bank statement.

Moreover, the suit says the letter listed “Barclays Bank Delaware” as both the “Current Creditor” and the “Original Creditor” and stated an inaccurate account number. As a result, the plaintiff was left confused as to whether the defendant had correctly identified her creditor, the lawsuit argues, pointing out that third-party debt buyers typically assign new account numbers to purchased accounts.