C.Tech Collection Tripped Up with FDCPA Class Action Over Medical Debt

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A New York consumer has filed a proposed class action against defendant C.Tech Collection, Inc. over alleged violations of the Fair Debt Collection Practices Act (FDCPA). The case charges C.Tech sent the plaintiff a collection notice in December 2017 over a $1,010 medical services obligation in which the company failed to indicate that the debt amount would continue to increase due to interest.

The complaint claims the defendant further violated federal law by leaving messages on the plaintiff’s answering machine in which C.Tech disclosed it was a debt collector attempting to collect a medical debt.

“At least one such message was overheard by a person in [the plaintiff’s] residence while the message was being left,” the lawsuit reads. “This caused the plaintiff embarrassment and humiliation.”