Alpha Recovery Corp., BIG 15 Named in Debt Collection Class Action

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A proposed class action seeking redress for alleged violations of the federal Fair Debt Collection Practices Act (FDCPA) has been filed in Wisconsin court against Alpha Recovery Corp. and Bureaus Investment Group Portfolio Number 15, LLC (BIG 15).

The complaint mentions that the plaintiff had a credit card account with Capital One N.A. that went into default in December 2016 that was then sold or assigned to the defendants for collection. In a collection notice sent thereafter, the defendants allegedly failed to effectively convey to the plaintiff her rights under the FDCPA pertaining to validation of the debt:

“[The collection notice] fails to inform the consumer that, unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will assumed to be valid by the debt collector,” the lawsuit says.