AllianceOne Receivables Hit with Debt Collection Class Action over Settlement Offer

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A New York consumer has filed a proposed class action against AllianceOne Receivables Management, Inc. over suspected violations of the Fair Debt Collection Practices Act (FDCPA). The plaintiff claims the defendant mailed a collection notice in February 2017 in which it presented a settlement offer as only being valid if payment was submitted within 15 days of receipt of the notice. The lawsuit argues that the implication that the settlement is a “limited time offer” is deceptive in that the plaintiff could accept the opportunity at any time. 

“Such false statements are materially false statements,” the case reads, “as they impart in the unsophisticated consumer a false belief that he or she must hurry to take advantage of a limited time opportunity, when in reality, there is no such time limit.”