AllianceOne Hit with FDCPA Suit Over ‘Incomplete’ Debt Collection Letter

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A New York man has filed a proposed class action lawsuit against AllianceOne Receivables Management, Inc. alleging the debt collector unlawfully failed to disclose that his balance was increasing due to interest and other fees. The plaintiff says AllianceOne sent him a collection letter that contained a “Balance” of how much he purportedly owed yet lacked any explanation as to whether the amount was subject to interest or fees. Without this information, the plaintiff was left unsure as to how much he needed to pay to satisfy his account, which the complaint says is a violation of the Fair Debt Collection Practices Act’s requirement that debt collectors clearly convey the consumer’s “amount of debt.”