$5.9 Million LoanCare Settlement Resolves Data Breach Lawsuit Over 2023 Cyber Incident

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LoanCare, LLC and parent company Fidelity National Financial, Inc. have agreed to pay a $5.9 million settlement to resolve a proposed class action lawsuit over a November 2023 data breach that affected approximately 1.3 million people.

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The court-approved website for the LoanCare data breach settlement can be found at LoanCareDataSettlement.com.

The class action settlement, which received preliminary approval from the court on March 24, 2025, covers all United States residents who received notice from the defendants that their personal information may have been compromised in the LoanCare cybersecurity incident, which occurred on November 19, 2023.

To receive a LoanCare settlement payout, class members must submit a valid, timely claim form online or by mail by June 4, 2025.

You can submit a LoanCare claim form online by heading to this page and entering the notice ID and confirmation code you received in your class action settlement notice. A PDF claim form is also available for download.

Covered consumers who submit a timely, valid claim form can receive up to $1,500 in reimbursement for “ordinary” losses, such as fees for credit reports, credit monitoring or credit freezes, that are fairly traceable to the LoanCare data breach.

Class members can also get reimbursed up to $5,000 for documented “extraordinary” losses. These could include losses resulting from fraud or identity theft.

Alternatively, eligible LoanCare data breach victims can opt for a $100 cash payment.

All payouts to class members will be increased or decreased on a pro rata basis depending on the number of valid claims submitted.

Covered individuals may also elect to enroll in three years of identity monitoring services.

Related Reading: LoanCare Data Breach Lawsuit Says More Than 1.3 Million People Impacted by ‘Preventable’ Cyberattack

The court will decide whether to grant final approval to the LoanCare settlement at a hearing on September 4, 2025. Eligible class members will be issued benefits and cash payments after the deal receives final approval and any appeals are resolved.

The LoanCare class action lawsuit claimed an unauthorized third-party accessed personal information within Fidelity National Financial’s systems around November 19, 2023 due to the defendants’ failure to implement and maintain reasonable cybersecurity safeguards. According to the settlement agreement, the data breach impacted customers’ names, addresses, Social Security numbers, and loan numbers.

Did you know that some class action settlements require no proof to submit a claim? Check out the latest class action settlements.