Receivable Management Services Corp. Failed to Identify Creditor, Lawsuit Claims

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The Receivable Management Services Corporation is facing a proposed class action filed by a plaintiff who claims a debt collection notice he received from the company failed to identify his current creditor. According to the lawsuit, the defendant’s April 2017 collection notice merely requested payment owed to an entity called New York Life Insurance V65. The letter unlawfully failed to indicate whether New York Life Insurance V65 is the account’s owner or the plaintiff’s current or original creditor, the suit charges, nor did it say which entity the plaintiff should make a check payable to.

“The least sophisticated consumer, reading the Letter as a whole, would not know whether the creditor to whom the debt is owed is [the defendant] or New York Life InsuranceV65,” the case argues.