Lawsuit Says Credence Resource Management Tried to Collect Expired Debt

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A New York consumer has put her name on a proposed class action that alleges defendant Credence Resource Management LLC violated the Fair Debt Collection Practices Act (FDCPA). The case alleges the defendant sent the Queens County woman a collection notice over a supposed time-barred cell phone debt that was past its four-year statute of limitations. This act, the lawsuit says, was deceptive and meant to induce the plaintiff into payment in the hopes that she was not aware the debt in question was time-barred and, therefore, could not be the subject of collection activities.