Consumer Claims Debt Recovery Solutions Sends Ambiguous Letters

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Debt Recovery Solutions, LLC is on the receiving end of a proposed class action lawsuit that claims it violated the Fair Debt Collection Practices Act (FDCPA) by failing to clearly identify consumers’ creditors. The plaintiff says he received a letter from the defendant that named his original creditor as “Verizon.” There are allegedly 91 different entities registered in New York whose legal names begin with “Verizon.” According to the complaint, Debt Recovery Solutions “has the obligation not just to convey the name of the creditor to whom the debt is owed, but also to state such explicitly.” The suit argues that the language in the letter violates FDCPA because it leaves the unsophisticated consumer unsure as to whom he or she owes the alleged debt.