Andreu, Palma, Lavin & Solis Accused of Failing to Clearly Identify Consumer’s Creditor

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A proposed class action lawsuit has been filed against Andreu, Palma, Lavin & Solis, PLLC by a Florida woman who claims the debt collector failed to clearly identify her creditor as required under the Fair Debt Collection Practices Act. The plaintiff allegedly received a collection letter from the defendant that stated the following:

“Creditor: ELON PROPERTY MANAGEMENT CO. LLC AAF GARDEN TERRACCE APTS. II.”

The complaint claims there is no existing entity with the above name and that Elon Property Management and Garden Terracce Apts. are, in fact, separate entities. The suit argues that the letter would be confusing to the least sophisticated consumer and would cause him or her to be unsure as to whom the alleged debt was owed.